Market
62 of 62 guides in English

Costs, buying & business

The market guides are about money and ownership around the horse: what riding and a horse of your own realistically cost, how to buy safely and what a purchase contract covers, which insurance makes sense, and how boarding options such as full board and half-board compare. For those who make it their profession, there are guides on running a stable as a business, VAT and taxes, sponsorship and rates. The amounts are indicative ranges, not fixed prices. They give you a basis to do your own math before making a decision.

Orientation & buying a horse

Haflinger Breed Profile: Size, Temperament and Care

The Haflinger at a glance: South Tyrolean origin, Dutch studbooks, ideal height, chestnut color, temperament, and points to watch for health and feeding.

8 min read

Shetland Pony Breed Profile: Size, Temperament and Care

The Shetland pony at a glance: origin, studbook, height up to 107 cm, temperament and uses, and points to watch for health and feeding in this hardy pony.

7 min read

Welsh Pony Breed Profile: Sections A to D, Temperament and Care

The Welsh pony at a glance: six breeding lines with their height limits, origin, studbook, temperament and uses, and points to watch for health and feeding.

8 min read

A Care Pony for Your Child: Expectations, Costs, and Safety

What a care pony involves, what it costs (usually time, not money), when a child is ready, and the agreements parents make about safety and supervision.

5 min read

Evaluating a Co-Riding Spot: Trial Period, Safety, and Red Flags

How to judge a co-riding spot: what a good trial period looks like, which safety agreements are normal, and the warning signs that should make you walk away.

5 min read

Buying a First Pony for Your Child: What Parents Should Look For

When buying your own pony makes sense, why well-behaved beats pretty, how to choose the right size, and what to expect after the purchase. A guide for parents.

6 min read

Buying a Horse at Auction: How It Works and What to Watch For

How a horse auction runs from catalogue to sale, which costs come on top of the hammer price, and why the burden of due diligence falls on you.

6 min read

Importing a Horse to the Netherlands: Paperwork, Vetting, and Transport

What's involved in a cross-border purchase: viewing at a distance, the on-site vetting, the contract, paperwork, transport, and the total costs.

6 min read

Reading KWPN Studbook Papers: Pedigree and Predicates Explained

What studbook papers and predicates like Ster, Keur, and PROK mean when you're buying a horse, and what they don't guarantee.

6 min read

The Pre-Purchase Exam: What Happens and What the Results Mean

How a pre-purchase exam works, what clinical and X-ray checks cover, what it costs, and how to read the results.

6 min read

Best Horse Breeds for Beginners: Why Temperament Matters Most

Why temperament and training matter more than breed for a beginner rider, with an overview of cold-blood, warmblood, and hot-blood types.

5 min read

The Downsides of Owning Your Own Horse

The less-discussed downsides of owning a horse: the time commitment, financial risks, and emotional weight, for anyone considering a purchase.

5 min read

Riding Without Owning a Horse: Co-Riding, Care Horses, and Leasing

Co-rider, care horse, half-board, or lease: how to ride more cheaply and gain experience without owning a horse, and how to find a spot.

5 min read

Spotting a Neglected or Unhappy Horse When Buying

Physical and behavioral signs that can point to neglect or poor welfare when you go to view a horse, and what to do about them.

5 min read

Buying a Second or Better Sport Horse

A focused search for a more competitive horse: what to look for in talent, health, and the match with your own level and ambition.

6 min read

Choosing and Financing a Talent Horse

How to get a horse that can handle the level without buying everything yourself: purchase, loan, sponsor horse, and the costs, all in one place.

5 min read

Is There a Maximum Rider Weight for Horse Riding?

No legal weight limit for horse riding, but a clear guideline: rider plus tack around 17.5% of the horse's weight, about 95 kg (210 lb) on a 600 kg horse.

5 min read

Moving From Pony to Horse: When and How to Make the Switch

When a rider is ready to move from pony to horse, how age and height factor in, and what the switch costs.

5 min read

Ready for Your Own Horse? A Realistic Checklist

A realistic checklist for deciding whether owning your own horse is a sound move: money, time, experience, and life stage covered.

5 min read

The Horse That Doesn't Fit: Retraining, Trading, or Selling

What to do if your first horse doesn't fit: understand the mismatch and choose between retraining, half-board, or selling responsibly.

5 min read

Buying Your First Horse: What to Look For

Buying your first horse: where to look, which questions to ask the seller, what a pre-purchase vetting and a sale on trial mean, and what to arrange afterwards.

9 min read

Boarding & insurance

Finding a Co-Rider for Your Horse: Ad, Screening, and Trial Period

How to find a good co-rider as an owner: what belongs in an honest ad, how to screen candidates with trial rides, and what to put on paper.

5 min read

Liability Insurance for Your Horse: What WA Covers, and What It Doesn't

How to insure against damage your horse causes: when your AVP is enough, when a separate liability policy makes sense, and which gray areas to ask about.

5 min read

Insured as a Rider or Co-Rider: How Cover Works on Someone Else's Horse

Which insurance matters on someone else's horse: your liability policy and its custody clause, accident cover, and a co-riding contract.

5 min read

Insuring a Horse Trailer or Truck: How the Coverage Works

How to insure a horse trailer or truck: what the car's liability covers, when hull coverage makes sense, and how the horse is covered en route.

5 min read

Rider Insurance in Belgium: Family Policy, Club Cover, and Horse Insurance

How riders in Belgium get insured: the familiale policy, what club membership covers, and which standalone horse insurance policies exist.

5 min read

Finding and Judging a Good Boarding Stable

How to find and assess a reliable boarding stable: what to look for on a visit, which questions to ask, and which signals should raise alarm bells.

6 min read

Arranging Half-Board or an Exercise Rider: Agreements and Contract

Sharing costs and time with a half-boarder or exercise rider: the agreements you make about days, money, care, and liability, and what belongs in writing.

5 min read

Full Board, Half-Board, or Your Own Stable: Which Fits You

Full board, half-board and keeping a horse at home compared on money, time and control, with realistic monthly costs and when each option pays off.

5 min read

Horse Insurance in the Netherlands: Which Policies Do You Need?

Which horse insurance policies make sense once you own a horse: from liability to covering colic and surgery costs.

5 min read

Insurance for a Riding School or Horse Business

Which insurance a riding school, livery yard, or training business needs: from business liability (AVB) to transport and staff.

5 min read

Running an equine business

Selling Your Horse Business: Valuation, Buyers, and Handover

How to sell a stable, riding school, or livery business: what you offer, valuation, finding buyers, and the transfer of customers and contracts.

6 min read

Building a Stable Floor and Riding Arena That Actually Work

How to build or improve a riding arena and stable floor: layers, materials, drainage, and realistic costs for a surface that lasts for years.

6 min read

Hiring Stable Staff and Help: Employee or Freelancer

How a growing horse business hires grooms or an instructor: employment or freelance, the tax pitfalls, and what to arrange beforehand.

5 min read

A Business Plan for Your Horse Business

How to build a financially sound business plan for a horse business: investment, operations, revenue, and the numbers a bank wants to see.

6 min read

VAT and Tax for Horse Businesses in the Netherlands

The main lines of VAT rates and tax for boarding, training, teaching, and horse trading, and where the boundaries lie.

6 min read

VAT Rules for the Horse Sector: How It Works

Which VAT rate and scheme apply to boarding, teaching, and horse trading: the outline for anyone starting a stable or business.

5 min read

Training and Reselling Horses as a Business Model

What it takes to train young horses yourself and resell them at a profit: the numbers, the risks, and when it pays off.

6 min read

From Hobby to Business: KvK Registration, Tax, and Legal Structure

When horse trading or teaching becomes a business, whether you need to register with the KvK, and which business structure and tax rules apply.

6 min read

Starting a Professional and Trustworthy Horse Trading Business

How to buy and sell horses within the law and with a healthy margin: business structure, purchase contract, conformity, VAT, and risk management.

6 min read

Starting a Training or Trading Stable: Legal Structure, Permits, and Welfare

Which legal structure fits a training or trading stable, which permits you need, and how to arrange animal welfare and liability.

5 min read

Taking Over an Existing Stable or Riding School: What to Watch For

What taking over a stable or riding school involves: valuation, client base, permits, and the paperwork to check beforehand.

6 min read

Manege, Ruiterschool, or Hippisch Centrum: What's the Difference?

What manege, ruiterschool, and hippisch centrum mean in the Netherlands, and how to choose where to sign up for your first riding lessons.

4 min read